Mobile phone promissory note was introduced in the northern Somaliland zone in 2009 and has right away expansion opposite the country.
Al-Shabab and its allies manage sufficient of southern Somalia and a mobile phone firm authorized mentioned he had "no choice but to obey" the order.
Despite years of conflict, Somalia's telecommunications sector is thriving.
Mobile phones are a familiar steer in the capital, Mogadishu, and 3 companies currently offer mobile phone banking.
But the al-Qaeda related organisation has since them 3 months to stop.
Al-Shabab says mobile phone promissory note could display Somalia to interference by Western countries, by the general allies of the Somali telecommunications firms.
Some observers think the anathema may be expected to inhibit a opponent to the normal allowance give systems, well known as hawala, that al-Shabab can influence, or tax, more easily.
BBC East Africa match Will Ross says the Islamist mutinous group, that has been marked down a militant organisation by the United States and a few other countries, may moreover apprehension that its members and backers may be traced more simply when mobiles are used for allowance transfers.
The hundreds of thousands of Somalis living abroad use hawala and mobile phone promissory note to send allowance back to kin still in the country.
This is a of the country's principal sources of income, estimated to be value some $1bn (660m) a year.
Somali publisher Mohamed Sheikh Nor told the BBC that people similar to mobile phone allowance transfers as it means they do not have to bring around considerable amounts of cash.
Instead, mobile phone credits may be used to pay for products and services.
One Mogadishu proprietor told the BBC he was really unhappy by the ban.
"This is the solitary salvation of the entire manage to buy - the service was so utilitarian to both bad and abounding people," he said.
Somalia has not had a sound supervision since 1991.
The UN-backed authority usually controls tools of Mogadishu and a few other areas, nonetheless it has been attainment belligerent from al-Shabab in new weeks.
It has strongly cursed the anathema and urged businesses to help it against al-Shabab.
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